Loan Amortization

post

https://embarc-api-qa.lendapi.com/embarc-core/api/v1/loans/amortization

Recent Requests

Time	Status	User Agent
Retrieving recent requests…

Loading…

This API returns amortization of TILA disclosure

APR
Finance charge
Amount financed
Total of payments
Grouped payment streams
Full payment schedule (installment table)

Body Params

disbursementDate

string

required

Defaults to 03/20/2026

The date when the loan application has been expected to be disbursed

Date in set dateFormat (set this to today's date)

Example: 03/20/2026

firstPaymentDate

string

required

Defaults to 04/20/2026

The date when the loan application has been expected to be repaid

Date in set dateFormat

Example: 04/20/2026

principal

double

required

Defaults to 10000.00

The principal amount of the loan.

Regex: ^[1-9][0-9]*$

Example: 1000

loanTermFrequency

integer

required

Defaults to 10

The frequency of loan term

loanTermFrequency=12 with loanTermFrequencyType=2
which means a 12‑month term

Example: 10

loanTermFrequencyType

integer

required

Defaults to 2

The type of frequency for loan payments.The loan term frequency type must be one of the specified integers.

Ensure that the loanTermFrequencyType matches the repaymentFrequencyType.

0 - Days, 1 - Weeks, 2 - Months, 3 - Years

Example: 2

numberOfRepayments

number

required

Defaults to 10

Number of loan installment
numberOfRepayments=12 with repaymentFrequencyType=2 which means a 12‑month installment repayment.

0 - Days, 1 - Weeks, 2 - Months, 3 - Years

Example: 24

interestType

number

required

Defaults to 0

The type of interest for the loan.

The accepted values for Interest Type are:

0 - Declining Balance, 1 - Flat

Example: 0

amortizationType

string

required

Defaults to 1

The type of loan amortization refers to which loan principal and interest are repaid over time.

The accepted values for Amortization Type are:

0 - Equal Principal Payment, 1 - Equal Installment

Example: 1

interestCalculationPeriodType

integer

required

Defaults to 1

The type of period for interest calculations.

The accepted values for interestCalculationPeriodType are:

0 - Daily, 1 - Same as Repayment Period

Example: 1

interestRatePerPeriod

integer

required

Defaults to 29.99

The interest rate per period of the loan.

Regex: ^\d+(.\d+)?$

Example: 29.99

fee

object

Response

Language

Credentials

Bearer

Loading…

Response

Click Try It! to start a request and see the response here! Or choose an example:

application/json

200