API Reference

Update MCA Loan

put
https://embarc-api-qa.lendapi.com/embarc-core/api/v1/mca/loans/

Edit MCA loan terms (advanceAmount, factorRate, holdbackPercent) while the loan is still in SUBMITTED_AND_PENDING_APPROVAL status. Changing advanceAmount re-modifies the core loan principal and re-derives the synthetic schedule; changing factorRate re-prices the financed factor-fee override. All fields optional but at least one is required. Editing after approval is rejected (Fineract locks principal post-approval).

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Path Params
integer
required

Identifier of the underlying loan that carries MCA companion terms.

Body Params

All fields optional but at least one required. Only editable while the loan is pending approval.

number

Must be greater than 0. Re-modifies the core loan principal and re-derives the synthetic schedule.

number
1.01 to 1.99

Re-prices the financed factor-fee override.

number
5 to 25

MCA companion only; affects future collections.

Headers
string
required

Tenant routing identifier used by the Embarc API gateway.

Responses

400

Validation error — loan not pending approval, no changes supplied, or range failure.

Updated 6 days ago

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Updated 6 days ago

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